BISP Jan-April Payments 13500 ATM Withdrawal Made Simple For Registered Women

BISP Jan-April Payments

BISP Jan-April Payments This quarterly installment of Rs. 13,500 is aimed at providing financial support to registered and deserving women across Pakistan. A major update this time is the introduction of ATM-based payments through Bank of Punjab BOP which aims to make the disbursement process faster, safer, and more convenient. Due to the challenges faced at traditional payment camps, especially in the current heatwave, this new method is expected to bring much-needed relief for thousands of women.

Previously, beneficiaries had to wait in long queues under the sun for hours at crowded campsites to receive their money. This caused stress, delays, and often led to security and health concerns. In response, the government and BISP have partnered with the Bank of Punjab to launch a limited ATM withdrawal option in selected areas. This change allows eligible women to collect their BISP payment from an ATM without needing a bank account or debit card, using only their CNIC and biometric verification. It is an important step toward digital inclusion and dignified access to social welfare benefits.

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Highlights of BISP Jan–April 2025 Payments

This quarter’s BISP payments come with some significant updates that are important for every beneficiary to understand. The main highlights include:

• The amount for this quarter is fixed at Rs. 13,500 for each eligible woman under the Benazir Kafalat Program.
• BISP has begun payment distribution in phases, with the first phase covering 104 districts where campsite operations are already active.
• A new ATM-based withdrawal system has been introduced in specific cities through Bank of Punjab branches, making the collection process easier and more private for women.
• Registered women are receiving official confirmation SMS from 8171 to notify them of their eligibility and payment status.

This is the first time ATM withdrawal is being introduced as a structured option, and although currently limited to certain areas, the move is expected to expand if successful.

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Who Is Eligible for ATM-Based BISP Payment?

Not all beneficiaries will be able to withdraw their payment from the ATM. The ATM service has currently been rolled out only in select urban districts. To qualify for this service, a woman must:

• Be a verified and registered BISP beneficiary under the Kafalat program.
• Have received a payment confirmation message from 8171.
• Have a valid and unblocked CNIC with updated biometric data.
• Belong to a district where Bank of Punjab ATMs have been authorized for this service.
• Not have any pending verification issues or account holds in the BISP database.

If a beneficiary does not meet any of these conditions, she will need to visit the assigned BISP campsite in her district to receive the payment through the standard method. Those who attempt to withdraw funds from an ATM without meeting eligibility requirements may face error messages or failed biometric scans.

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Which Districts Are Eligible for ATM Withdrawal In BISP Payment

The ATM withdrawal option is not available across Pakistan yet. BISP has selected specific districts for this pilot launch, mostly in urban and developed areas, including several cities in Punjab and Islamabad. These districts were chosen based on ATM availability, security arrangements, and digital infrastructure.

Although the full list of ATM-enabled districts is not published officially online, beneficiaries can confirm their district’s eligibility through the following methods:

• Contact your nearest Bank of Punjab branch to check if BISP ATM withdrawal is supported in your area.
• Visit your local BISP campsite and ask the on-site staff for information.
• Call the BISP helpline (0800-26477) to verify if your district is included in the ATM rollout.

If your district is not currently included, there is no need to worry. You can still receive your payment at the BISP campsite as usual, and future ATM expansion may include your area.

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Step-by-Step Guide to Withdrawing BISP Payment from ATM

If you live in a district where ATM withdrawal is supported and you’ve received the confirmation SMS from 8171, follow the steps below to collect your Rs. 13,500 payment easily and securely:

1. Visit the nearest Bank of Punjab ATM that supports BISP payments.
2. On the ATM screen, select the “BISP 8171 Payments” option from the menu.
3. Enter your 13-digit CNIC number using the on-screen keyboard.
4. Place your thumb on the biometric scanner to verify your identity.
5. Once your fingerprint is verified successfully, your available balance will be displayed.
6. Select the “Withdraw Cash” option.
7. The ATM will dispense your Rs. 13,500 payment along with a transaction receipt.

The process takes only a few minutes and provides an easy way to collect your payment without the need for a bank account or ATM card. Make sure you do not leave the receipt behind, as it may be needed in case of any dispute.

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What to Do If the ATM Does Not Work For BISP Payment

In some cases, the ATM may not process your request due to several possible reasons. These can include:

• Biometric fingerprint mismatch or machine errors
• Payment not yet transferred or pending in the system
• District not eligible for ATM-based withdrawal
• Technical issues at the ATM or BISP server

If this happens, do not panic. You can resolve the issue by:

• Visiting the nearest BOP branch and requesting assistance from the staff.
• Going to your designated BISP campsite to collect your payment through the manual process.
• Calling the BISP helpline to lodge a complaint or get instructions for alternative options.

In case of fingerprint issues, women may also be advised to update their biometric data at NADRA or try again on a different ATM. It is important to follow only official guidance to avoid fraud or misinformation.

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Guidelines for Safe and Hassle-Free Withdrawal

To make your ATM experience smooth, keep these important guidelines in mind:

• Always bring your original CNIC, and ensure it is valid and in good condition.
• Only go to Bank of Punjab ATMs authorized for BISP payments.
• Use the ATM during daylight hours if possible, especially if you are visiting alone.
• If your CNIC is not recognized or fingerprint is rejected, do not attempt multiple retries. Visit a branch instead.
• Do not ask others to operate the ATM on your behalf unless they are trusted family members.
• Always collect your transaction slip and check the amount before leaving.

These precautions will help ensure that you collect your payment safely, securely, and without unnecessary delays.

Final Words

The new ATM-based payment system launched by BISP is a major step toward improving the payment experience for women. It not only brings convenience and dignity to the process but also helps reduce overcrowding at campsites during the summer season. While the ATM facility is currently limited to selected districts, it is a promising development that could eventually benefit all BISP beneficiaries.

If you are eligible, have received an SMS from 8171, and your district is listed for ATM service, you can now easily withdraw your Rs. 13,500 installment from a Bank of Punjab ATM using only your CNIC and fingerprint. For those not yet included in the ATM rollout, the traditional method remains fully available through campsites.

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