Apni Zameen Apna Ghar E-Portal
Apni Zameen Apna Ghar E-Portal The Punjab Government, under the leadership of Chief Minister Maryam Nawaz, has introduced a landmark initiative called the CM Punjab 3 Marla Plot Scheme 2025. This scheme aims to provide low-income families in Punjab with access to affordable housing by offering them ownership of 3 Marla residential plots either free of cost or at a heavily subsidized rate. To ensure transparency and ease of access, the government has launched a user-friendly online registration system called the Apni Zameen Apna Ghar E-Portal.
Through this e-portal, applicants can complete the entire registration process from the comfort of their homes without visiting government offices or relying on middlemen. This initiative aligns with the government’s broader vision of supporting shelter-less families and promoting equal access to land ownership for the poor and underprivileged.
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Overview of the Apni Zameen Apna Ghar Scheme
This is one of Punjab’s largest pro-poor housing programs to date. It combines affordability, digital access, and transparency in land distribution. The plots offered under this scheme measure 3 Marla approximately 675–750 square feet, making them suitable for constructing single-family homes. More than 20 districts have been selected for distribution under this phase, with a significant percentage of plots reserved for rural families, widows, orphans, and disabled individuals.
This housing scheme has been carefully structured to target those who need it most. Families earning less than Rs. 25,000 per month are eligible for free plots, while others in the low-income bracket can access subsidized plots through manageable installment plans. The scheme also gives preference to female-headed households and promotes gender inclusion.
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Key Features of the 3 Marla Plot Scheme
- Plot size: 3 Marla 750 sq ft
- Free plots for extremely poor families earning less than Rs. 25,000/month
- Subsidized plots for low-income earners with monthly installments
- Online registration via Apni Zameen Apna Ghar E-Portal
- Transparent computerized balloting process
- Basic utilities and infrastructure provided with plots
Who Can Apply for the 3 Marla Plot Scheme?
Eligibility for the scheme is strictly monitored to ensure that only the deserving benefit from it. Citizens must meet certain requirements to qualify for application and allocation.
Applicants must be:
- Pakistani citizens with a valid CNIC bearing a Punjab address
- Monthly household income less than Rs. 50,000
- Without ownership of any property in their name
- Residing in the same district where the plot is being applied for
- From a low-income background, especially those without permanent housing
Special preference is given to:
- Widows
- Orphans
- Disabled persons
- Daily wage laborers
- Women-led households
Those already owning a house or plot, or earning above the threshold, are not eligible to apply.
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Districts Selected for Plot Distribution in 2025
The Punjab Housing Authority has selected more than 20 districts across the province for the first phase of the scheme. Both urban and rural areas are included, and the distribution is designed to ensure fair representation of all regions.
Some of the major districts include:
- Lahore
- Rawalpindi
- Faisalabad
- Bahawalpur
- Mianwali
- Rahim Yar Khan
- Sialkot
- Dera Ghazi Khan
- Multan
- Kasur
- Rajanpur
- Layyah
- Bhakkar
- Okara
- Toba Tek Singh
The land will be provided with developed infrastructure, including roads, sewerage, electricity, and water supply, ensuring basic living facilities for allottees.
How to Register Through Apni Zameen Apna Ghar E-Portal?
To facilitate the process and avoid delays, the Punjab Government has introduced a dedicated online registration platform. Here is a step-by-step guide to apply:
- Visit the Official E-Portal: Go to the Punjab Housing Authority’s official website or directly access the e-portal for the plot scheme.
- Sign Up with CNIC & Mobile Number: Create an account using your ID card number and a valid mobile number.
- Complete the Application Form: Fill in details such as your name, income, marital status, household members, and district of residence.
- Upload Necessary Documents:
- Scanned copy of CNIC (front and back)
- Income proof (salary slip, affidavit, or employer letter)
- Recent utility bill (for address verification)
- Submit the Application: Carefully check the form before final submission.
- Receive Confirmation & Track Status: After submission, a confirmation SMS will be sent. Applicants can track the progress of their application online.
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Offline Registration Process for Non-Digital Users
Recognizing that not all citizens have access to the internet or smartphones, the government has also made offline registration available at:
- Khidmat Markaz
- Punjab Housing Authority Regional Offices
Applicants can visit these centers, collect the manual form, and submit it along with hard copies of their documents.
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Price Structure and Payment Plan of 3 Marla Plots
The government has ensured affordability for all classes by creating two payment models:
- Free Plots:
- For families with income less than Rs. 25,000/month
- Subject to proof of extreme need and residence verification
- Subsidized Plots (Installment Plan):
- Rural Area Plot Price: Rs. 800,000 – Rs. 1.2 million
- Urban Area Plot Price: Rs. 1.5 million – Rs. 2 million
- Installments: Spread over 5 to 10 years
- Monthly Payment: As low as Rs. 8,000 – Rs. 12,000 depending on area
This flexible structure ensures that even those without lump sum savings can afford to own land.
Benefits of the Apni Zameen Apna Ghar Scheme
- Simple and accessible online registration
- Elimination of corruption through digital ballot system
- Prioritized allotment for marginalized communities
- Women-led households get preference
- Transparent and fair land distribution policy
- Basic infrastructure provided with plots
- Opportunity for the poor to become property owners
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Important Deadlines and Timeline
The application process has been officially announced and will follow the schedule below:
- Registration Start Date: July 1, 2025
- Last Date to Apply: December 31, 2025
- Balloting & Result Announcement: February 2026
- Plot Distribution & Possession: Expected in mid-2026
Applicants are advised to apply early to avoid last-minute technical issues or documentation delays.
FAQs
Can I apply if I already own a small house?
No. This scheme is strictly for landless, shelter-less citizens.
Is there any application or processing fee?
No registration fee is charged for online applications.
Q3. How are plots allocated?
Plots are allocated through a computerized transparent balloting system.
Can women apply individually?
Yes. Women can apply under their name, especially widows or those leading households.
Will utilities like electricity and water be provided?
Yes. The plots come with basic facilities such as roads, water, electricity, and drainage.
Final Thoughts
The CM Punjab 3 Marla Plot Scheme 2025, through the Apni Zameen Apna Ghar E-Portal, is a historic initiative focused on uplifting the lives of thousands of low-income families in Punjab. It not only provides them with the security of land ownership but also ensures that the process is fair, fast, and free from corruption.
With no middlemen involved, transparent digital balloting, and free or subsidized plots for the poor, this scheme represents a major step forward in poverty alleviation and housing development in Pakistan. All eligible citizens are encouraged to apply before the deadline and secure a future for their families
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